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Everything Raaz can do

One app for your entire financial life

From tracking every rial to growing your savings, Raaz brings clarity to your money with powerful, beautifully simple tools — built for Oman.

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USERS
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TRANSACTIONS TRACKED
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MERCHANTS IN DIRECTORY
TRACK · BUDGET · SCORE · SAVE · INVEST · GROW · TRACK · BUDGET · SCORE · SAVE · INVEST · GROW ·
Why Raaz
More than just a budgeting app
Most apps make you do the work. Raaz does it for you, then helps you grow. Tap any feature below to see how it works in detail.
Feature
Raaz
Other apps
Effortless setup — no manual entry
All accounts in one aggregated view
Automatic smart categorisation
Live Financial Health Score
Planning, budgets & goals
Monthly reporting & insights
Core features
Powerful tools, beautifully simple
Six features that work together to give you total clarity over your money — built for Oman, designed to be effortless.
Effortless Setup

Connect your finances in minutes, not hours.

Skip the spreadsheets and the manual entry. Raaz reads your bank statements directly and gets you set up in just a few taps.

No manual entry requiredAutomatically imports financial data — no spreadsheets or typing.
Direct from your statementsSecurely reads and organises transactions straight from your bank statements.
Real-time updates BetaLive transaction updates via email auto-forwarding.
Setup progress
Step 2 of 3
Statement uploaded
Bank Muscat · 12 pages
DONE
Reading transactions
412 entries processed
RUNNING
Email auto-forwarding
Beta
BETA
Aggregated View

All your accounts. One complete financial picture.

Savings, current, credit card — from every bank you use. Raaz brings them together so you finally see the whole picture.

Every account, every bankBrings together savings, current, and credit card accounts from multiple banks.
Smart transfer detectionAutomatically identifies transfers between your own accounts so reporting stays accurate.
One searchable feedEvery transaction searchable and filterable in a single, unified view.
My Bank Accounts
3 linked
Ahli Bank
Current
10,000.00
Bank Muscat
Savings
5,000.00
NBO Credit Card
Credit
-340.50
Smart Categorization

Your transactions, organized automatically.

The moment your transactions come in, they’re sorted into clear categories. The more you use Raaz, the smarter it gets.

Instant categorisationTransactions are categorised automatically as soon as they’re imported.
Tailored to youCategories can be customised to match the way you manage your finances.
Learns over timePrevious selections are remembered, reducing manual effort as you go.
Spending Breakdown
This month
591
OMR spent
Groceries
278.85
Cash
160.22
Utilities
76.80
Shopping
52.35
Fuel
22.70
Financial Health Score

Know where you stand and how to improve.

A single, personalised score that benchmarks your financial behaviour and shows you exactly where to focus next.

Personalised scoreGenerated from your spending and saving habits, updated as you go.
Benchmarked behaviourMeasured against established best practices for financial health.
Practical opportunitiesHighlights specific, actionable ways to strengthen your financial wellbeing.
Financial Health Score
Stable
0
/100
29/40
Spending
29/40
Safety net
9/20
Income
Planning

Turn financial goals into actionable plans.

Raaz suggests budgets from your history, tracks every recurring payment, and keeps you on course throughout the month.

Smart budget suggestionsRecommends budgets based on your historical spending patterns.
Recurring payments trackedMonitors expected amounts and due dates so nothing catches you off guard.
Live progress monitoringTrack your progress against budgets and commitments throughout the month.
Total Budget
250 left
Dining out
596 / 1,000
Groceries
72 / 100
Shopping
120 / 100
Transport
40 / 150
Reporting & Insights

Clear insights that help you make better decisions.

From monthly summaries to deep-dive trend reports, get the clarity you need to make smarter financial choices.

Full financial summaryIncome, spending, savings, and investments summarised across categories.
Trends & merchantsHighlights spending trends, frequent merchants, and your major expenses.
Custom date rangesGenerate reports across any timeframe to track performance over time.
November overview
Custom range
Income
vs Oct: +5.2%
+2,400
Spending
vs Oct: -3.1%
-1,810
Top merchant
LuLu Hypermarket
-182
Saved this month
Going to savings
+590
And so much more
Built with every detail in mind
A complete toolkit that grows with you, from daily tracking to long-term planning.

Recurring tracking

Spot subscriptions and recurring bills automatically.

Monthly reports

A clear summary of your money delivered every month.

English & Arabic

Fully bilingual with right-to-left support, built for Oman from the ground up.

Easy import

Upload statements in seconds — PDF or email forwarding.

Trends & insights

Spot patterns in your spending over months.

Ready to take control
of your financial life?

Download Raaz free and get your first Financial Health Score in minutes.

Download on theApp Store
Get it onGoogle Play
Raaz

Your personal financial wellness platform. Built for Oman, trusted by thousands.

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